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New Loan Option Gives Borrowers Cash Power To Outcompete Competition In A Seller’s Market


(LAKE MARY, FL) – Home1st Lending, LLC announced the launch this week of its newest home loan option Better Than Cash (BTC), which backs borrowers and enables them to submit a powerful cash offer without the typical contingencies a traditional cash offer carries. 

“With the current market being more favorable toward cash offers, we wanted to provide a solution for our clients to give them a solid offer to compete with a cash buyer,” said Home1st Lending CEO/President Theresa Lentini-Lopez. “BTC is already showing to be a game changer⁠. We’ve had various clients who were pit against multiple offer scenarios. With this option, they were able to come out on top⁠—we’re providing much more than hope with BTC, we’re providing a solution.” 

Unlike other loan options, BTC waives the appraisal contingency for applicable loans and the home sale contingency. Once the home offer is accepted, BTC also guarantees a 100 percent on-time closing following an acceptable home inspection. For these reasons, a BTC offer is up to three-times as likely to be accepted by a seller⁠, which is a major win-win as the real estate industry has been in a seller’s market since mid-2020 with home appreciation values still on the rise and housing inventory remaining near an all-time low.

“Throughout the recent years we have seen a drastic increase in demands for residential properties, accompanying those demands are the rising costs to acquire a home. While many are fleeing from higher cost states like California and New York with substantial amounts of cash on hand, it leaves many buyers at a disadvantage. It’s not uncommon for qualified homebuyers to bid on 10, 15, even 20 homes and lose out to an all cash offer. I believe there’s a desperate need for a program that allows our hard-working neighbors, friends, families and coworkers to realistically compete in today’s real estate market,” shared Voyage Retirement Solutions CEO/Wealth Manager Daniel Rey.

For more information about Home1st Lending’s BTC program, contact Brianna McClintock, Marketing Coordinator, at (407) 330-7566 Ext. 127 or

About Home1st Lending, LLC

Home1st Lending, LLC is a family-owned mortgage brokerage based in Lake Mary, Florida and has been in business since 2005.  Our mission is to provide you with the service you deserve with the speed you desire. We understand mortgages are not a one-size-fits-all solution. That’s why we work with over 50+ lenders to find you the rate and loan product that best matches your needs. Whether you’re a first time buyer, an investor or are simply looking to save money with a home refinance, we’ve got you covered. Let our amazing team of mortgage professionals help guide you through the process. Here at Home1st, your home is our business. NMLS #1418


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