Purchase a Home

We work conforming and non-conforming real estate loans.

Purchasing a home is one of the most important and biggest investments you will ever make. If you’re buying a home, you may be well aware of the often tedious and complex process. At Home1st, we simplify the process with a streamlined approach. Home1st Lending LLC is dedicated to finding the right loan for your specific needs and being available every step of the way. Don’t go it alone, let our highly qualified team of experts guide you through to your new home.

Getting Started

 Rent vs. Own Calculator 

renting vs buying a home

Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

  • Social Security numbers for both you and any co-borrowers
  • Copies of checking and savings accounts statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
  • Recent paycheck stubs
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
  • The name and address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home
  • Homeowner's association information with contact information if the property is a condo or part of a homeowner's association

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