Introducing Doctor Loans

Just what the doctor ordered.

Residents, recent med school graduates, and doctors in the early stages of their careers may be burdened by expenses such as student loan debt. The Doctor Loan is specifically designed to offer favorable terms for homebuyers with great earning potential.


Product features:

  • Primary residence
  • Purchase and rate/term refinance
  • Maximum LTV up to 90%
  • Loan amounts up to $850,000
  • 5/1 and 7/1 adjustable-rate mortgages available
  • Deferred student debt may be excluded from DTI ratios
  • Interested party contributions allowed

Eligible borrowers include a medical resident (with educational license), medical doctor (MD), doctor of dental science (DDS), doctor of dental medicine or surgeon (DMD), doctor of optometry (OD), doctor of ophthalmology (MD), doctor of osteopathy (DO), doctor of pediatric medicine (DPM) Make their destination home a journey worth taking! Call to learn more. Only the medically licensed borrower is eligible for exclusion. Deferment must be 12 months beyond closing date. Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply.


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